Dec 2018 Economic Times
As per regulatory guidelines, interest on the perpetual bonds will be paid out of net profit for the current year. Banks can use revenue reserves to pay interest, in case there is a shortfall, subject to RBI guidelines.
2018 and older
What triggered higher rates in NBFC deposits?
Nov 2018 Economic Times
Post IL&FS rating downgrade, all NBFCs are resorting to all avenues to raise funds. Corporate deposits are one of them, as companies are trying to offer additional higher rates than bank fixed deposits.
Credit crisis hits NCDs of NBFCs, yields jump as much as 400 bps
Oct 2018 Economic Times
Despite yields shooting up, the demand for these NCDs has shrunk.
Safety is a priority for investors in this environment. They will opt for only companies where there is comfort.
Investors in debt mutual funds may do well to keep horizon short
Oct 2018 Economic Times
As current account deficit widens due to higher oil prices, interest rates are expected to move further up. The 10-year benchmark could trade between 8.20 and 8.35% in the next three months.
Fixed maturity plan or short-term bond fund — what should fixed income investor choose?
Jul 2018 Moneycontrol
Short-term bond yields are attractive and most of these bonds charge low expense ratios. As they are open-ended schemes, you can sell out if need be. That makes short-term bond funds a lucrative investment option.
Raining retail bonds: Should you invest?
Jul 2018 Economic Times
Last two years, none of the debt mutual fund schemes have performed up to the mark. Investors have switched to retail bonds as they seek to earn higher interest income regularly.
Rising corporate deposit rates likely to move further up
June 2018 Economic Times
More non-banking finance companies are likely to come with higher rates as they jostle to tap the retail money.This will also help those companies to expand retail reach, a key business driver for them.
Shriram Transport targets Rs 5000 crore via bonds
June 2018 Economic Times
Retail bonds are coming back to the market with investors showing encouraging response to quality papers. Shriram sounds a credible name among retail investors who have already tasted its corporate fixed deposits with no default record.
Should investors look at retail bond issuances now?
June 2018 Moneycontrol
As interest rates are expected to rise, it makes sense for investors in the lower tax slabs to invest in fixed deposits maturing in one year. Investors will also get an opportunity to roll over their fixed deposits at a higher rate
Rates rising, investors dump income funds for FDs, bonds
June 2018 Economic Times
Performance is dismal for income funds in the past one year. The value erosion is higher as these funds invest heavily in long maturity papers, which bled in past months.