How should debt fund investors play the RBI rate hike?

The expectation of the interest rate cycle peaking can be a good entry point into long-duration products including gilt funds.

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Target maturity funds a better bet over tax-free bonds

Investment advisors are recommending a shift from tax-free bonds to target maturity schemes, a debt product offered by mutual funds.

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Bharat Bond ETF – April 2033 launches today: Should you buy?

“Just keep in mind that tax-free bonds give you a regular income, but Bharat Bond ETF gives you everything at the end,”.

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Target maturity funds have the shine, but experts say stagger bets

Visible returns, high quality portfolios, attractive yields, low expense ratio and liquidity are attracting investors to target maturity funds.

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NHAI Infra InVIT NCD issue: should you invest?

NHAI has very long-term projects and it wants to make sure that it doesn’t default on payments.

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Should you invest in ‘grandfather’ debt funds

The spreads between higher maturity papers beyond 10-years is not as wide as they should be. “These are good products, but investors can wait as spreads might widen, and then invest to lock-in at even higher yields,”.

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G-Sec STRIPS offer more than bank FDs with security

“STRIPS offer about 100-150 basis points more than bank deposits and offer high safety and there is no reinvestment risk,”.

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It’s time to be measured with your fixed income assets as RBI hikes repo rate again

However, the experts warn retail investors against such adventures. “Do not jump into long term bonds or long duration debt funds assuming the rate hike cycle has ended.

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Tax-free bonds vs bank FDs: Which is better suited for you?

For High Net Worth Individuals, I will suggest Tax free bonds and Target maturity Plans (Bharat Bond ETF etc). Tax Free bonds will fetch 5.5 per cent to 5.55 per cent returns in Bharat Bond ETF will give 7.25%.

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